Terms of Use
Last updated August 2026
These Terms of Use govern your use of Halo's online tools, including profile.insurehalo.com and core.insurehalo.com (together, "the Services"). By using the Services, you agree to these terms.
Informational purposes only
The Services are provided for informational and educational purposes only. Results from the longevity assessment — including biological age, estimated life expectancy, and category breakdowns — are illustrative approximations based on self-reported answers, not clinical or diagnostic conclusions. They are not a substitute for advice from a qualified healthcare professional.
Any policy illustrations, quotes, or projections generated through the Services are hypothetical and for planning discussion only. They do not constitute a binding offer of insurance, a contract, or a guarantee of future performance, and are subject to full underwriting review before any policy could be issued.
Nothing in the Services constitutes financial, investment, tax, or legal advice.
No warranty
The Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including as to accuracy, reliability, or fitness for a particular purpose.
Limitation of liability
To the fullest extent permitted by law, Halo is not liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Services.
Changes
We may modify the Services or these terms at any time. Continued use after a change constitutes acceptance of the updated terms.
Contact
Questions about these terms can be sent to legal@insurehalo.com.